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Financial Education

To encourage our community to make wise financial decisions and reach their biggest (and smallest) financial goals, I created two education programs - Money in the Classroom & Money in the Community. 

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Money in the Classroom is a three-lesson curriculum designed for high school students to start thinking about life after high school. Money in the Community is an adult education program aimed at providing unbiased education on important financial topics.

Money in the Classroom

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Money in the Classroom

Banking Basics

Banking Basics teaches students about the three most important steps to achieving financial independence.

 

To put the lesson to work, students engage in a budgeting simulation where they can see what the cost of life looks like after high school. 

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Money in the Classroom

Credit Scores

The Credit Score lesson introduces students to the basics of credit scores including what actions can impact your score.

 

To showcase how different actions impact a credit score, students walk through one year representing various personas - Never Pay Nancy, Always Pay Andy, Sometimes Pay Sally & Zero Credit Zander.

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Money in the Classroom

Getting a Loan

Getting a Loan brings all of the lessons together highlighting how one can get a loan including why applications are approved or denied.

 

To see the loan process in action, students are hired at the credit union to determine if they will approve or deny a loan utilizing the three C's of credit - capacity, character & collateral.

Money in the Community

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Money in the Community

Budgeting 101

The first step to achieving any financial goal is budgeting. Budgeting 101 walks attendees through the process of creating a working monthly budget.

 

Attendees walk away with the knowledge to create a budget that works for their lifestyle and tips & tricks to manage their money throughout the month.

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Money in the Community

Improve your Credit Score

Improve your Credit Scores teaches attendees about the basics of credit scores including what a score represents and the role of the credit bureaus. 

 

The second half of the workshop is devoted to practical steps attendees can start taking to maintain & improve their score.

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Money in the Community

Debt Freedom

Debt Freedom is a workshop designed to help attendees create a plan to stop living paycheck to paycheck. The workshop is divided into three sections - debt prep work, the nitty gritty of a debt snowball plan and how to make thoughtful, future decisions.

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Utilizing Dave Ramsey's Debt Snowball method, attendees walk away with a plan to conquer their debt.

 

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